The process for creating a financial plan and keeping it up-to-date

Initial meeting

The purpose is to see if we would like to work together.  We ask spouses/partners to come to this meeting.   We need to hear their views and objectives first-hand.

The meeting usually takes about two hours. There is no charge (it is at our cost).  To get the most out of this meeting we provide a short questionnaire to be completed in advance.

We can usually tell you at this meeting how much our fee for your financial plan is likely to be.      

Fireside Chat


Planning meeting

Ahead of this meeting we gather information about you and your family such as assets, income, pensions, liabilities, wills, trusts, objectives, personal views and family plans.  We then prepare an agenda of planning points to discuss.  We help you decide what action should be taken and follow this up with a written financial plan.  It includes a timetable - it may be best to phase-in things over several months, even years.  We will let you know our fee for implementing recommendations.

This meeting usually takes up to three hours. 

Discussing investments, implementing recommendations/agreed action

Sometimes a third meeting takes place to distil planning points or recommendations we have made.

If we are to manage your investments our Head of Investments, Natalie Burnand, will join this meeting.

Stewardship Service

Once the initial plan is complete and any recommendations implemented, clients move to our Stewardship Service for ongoing reviews. 

This includes:



Couple Waving